Wednesday, August 8, 2012

Cablevision stems subscriber losses in 2Q

BETHPAGE, N.Y. (AP) ? Cablevision Systems Corp., a cable company serving mainly the New York area, has stemmed the loss of TV subscribers for the second quarter in a row, at the cost of holding its prices steady.

Cable companies have posted TV subscriber losses for years, as households switch to satellite or phone-company TV services. Cablevision has particularly tough competition from Verizon Communications Inc.'s FiOS service in the New York suburbs.

But Cablevision said Tuesday that it held the number of TV subscribers steady at 3.3 million in the second quarter. It's typically a weak period for cable because college students cancel cable ahead of summer break and others cancel as they move to summer homes. Larger peer Time Warner Cable Inc., which serves other parts of New York, lost a record 169,000 subscribers in the quarter.

In the first quarter, Cablevision gained a net 7,000 customers.

Cablevision announced in February that it would forego its annual TV subscription price increase this year and boost investments in its systems in an effort to regain customers. That sent its shares diving.

Cablevision's financial results were also steady compared to last year when excluding the effect of last summer's spin-off of AMC Networks Inc., a collection of cable channels.

The Bethpage, N.Y.-based company earned $63.5 million, or 24 cents per share, for the April to June period. That was down from $87.8 million, or 32 cents per share last year.

Excluding the earnings from AMC last year, earnings were down a penny per share. Analysts polled by FactSet were expecting earnings of 19 cents per share.

Revenue was $1.70 billion up 0.5 percent from last year, excluding the contributions from AMC Networks. Analysts were expecting $1.69 billion.

Shares fell 13 cents to $15.70 in morning trading Tuesday. Shares are off about 28 percent over the past year, but have gained nearly 20 percent in the past three months.

Source: http://news.yahoo.com/cablevision-stems-subscriber-losses-2q-134330726--finance.html

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Career Advice From HBR: Zig, Zag, Zoom! | Business 2 Community

In this month?s Harvard Business Review, global search executive Claudio Fernandez Araoz listed nine winning qualities when it comes to evaluating a candidate?s leadership potential.

- Flexibility

- Empathy

- Organizational awareness

- Relationship management

- Curiosity

- Insight

- Inspiration

- Determination

- Motivation

What?s even more interesting is that top-level recruiters are also looking for people who have switched it up a good bit. That is, ideal candidates have moved around, taken risks and yes, even failed. Moving around includes changing jobs, changing careers, going from corporate to consulting, small business to big companies (and the reverse), moving from one country to another and taking up new hobbies, causes and interests.

Why would such a peripatetic course be so compelling? The answer might come from successful start-ups. About 70% of superior small companies wind up succeeding in businesses that were not in their original business plan. They put their figurative toes in the water, and realized it was too cold or in some other way not right. So, they looked around for other opportunities, niches and needs they could fulfill, and steered themselves to underserved target markets. It is of course, why entrepreneurial ventures have such a huge advantage when it comes to disrupting roadmaps. There is no legacy to cling to. No prior investments. No ties that bind. Consider what that means to an individual career.

Can you operate the same way and win? Probably. If you are driven to succeed and willing to cultivate the skills and intelligence it takes, along with keeping up good relationships with those whom you are leaving (and those whom you are seeking to serve anew).

Of course, no recruiter is looking for a candidate who randomly stops and starts, or picks up on a whim and leaves clients or companies high and dry (shouldn?t that be low and soaking wet?). Well, you know what I mean.

You?ve got to tell a coherent story about why you moved on or moved away. Answers like, ?a new challenge,? ?to learn a new marketplace,? and ?to leverage my education by adding to it with a complementary skill,? will gain you points. So, think about zigging and zagging along your career path rather than attempting to climb straight up. That might mean you take a salary cut to transition to a new field, or you work-study longer into the day or night than your peers. It might mean selling your business to someone (perhaps an employee or interested consultant) or even closing it when all the ends are tied up neatly.

Leaders are both brave and responsible. They seek to innovate even as they provide stability to others. The most significant and rewarding careers are filled with unusual experiences and the ability to take stock rather than simply lumbering forward. Start today by evaluating where you are and imagining what you need to experience, in order to get where you ultimately want to go.

Now zig, zag, zoom!

Author:

Nance Rosen is the author of Speak Up! & Succeed. She speaks to business audiences around the world and is a resource for press, including print, broadcast and online journalists and bloggers covering social media and careers. Read more at NanceRosenBlog. Twitter name: nancerosen

Source: http://www.business2community.com/strategy/career-advice-from-hbr-zig-zag-zoom-0243517

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Basketball Sports Gambling Strategy ?

Basketball sports? gambling is actually a recreation of ability and depends on a great offer of technique, which should be made use of so as to get. The problem will be to gather and assess as considerably data as you can about a sport, weigh the probabilities of every crew profitable, and subsequently evaluate your viewpoint for the odds makers. Make the appropriate judgment and you win. To keep the sports gambling basic and entertaining I?m only going to cover straight bets. When gambling on a basketball game, there are two techniques to location a straight bet within that very same sport. You may both bet the line also identified to as the facet, or how many factors will be scored in the basketball game also recognized as the complete. The Straight Guess is betting in its most simple type, which enables you to bet at offered odds, on a winner. The purpose Distribute can bet on one of two selections which have been equated by way of the allocation of suitable factors. Inside the Position Distribute the quantity of allotted factors are shown having a + sign for the favorable facet and a ? sign for your underdog. So as the far better wins, the favored crew must win by additional compared to the Level Distribute. Around the flip aspect, if a guess continues to be placed within the underdog, that team has to shed by much less than the Stage Distribute for your improved to get.
Instance:
Detroit
-8.0
Seattle
196

In this instance, Seattle may be the favored crew to get the basketball activity by at the very least 8 factors. The underdog crew is Detroit, exactly where the listed total for that contest is positioned at 196. For those who take a straight wager on Seattle, that you are betting that Seattle will acquire by at the least by 8 factors. Conversely, if you bet on Detroit, you are betting that even when they usually do not gain the sport, Seattle won?t get by as several as 8.0 factors. Say the last score was:

Seattle one hundred
Detroit ninety eight
?
In case you wager on Seattle, you would have missing, since they did not win by at the least 8 points. All of those sports activities gambling internet sites give some kind of reward for you personally to complete your betting on the internet with them. They may be not the outrageous bonuses that you might listen to about, but are adequate to begin you out. You need to be cautious about sportsbooks that present the incredible reward deals for the reason that they may well not be able to remain around for the long haul. In the majority of the sports activities gambling web-sites, if you wagered $100 on Seattle, your loss could be $100. Alternatively, should you wagered on Detroit, you?d have risked exactly the same $110 to acquire $100. In other words you might be laying eleven to get 10. The chances inside the sportsbooks are detailed within this fashion: 10/11. The left-hand facet with the backslash is anything you stand to get along with the right-hand aspect would be the quantity you threat shedding.

In this basketball match, there was a total of 198 points scored. This exceeded the total of 196 which was predicted by the lines makers, hence the match went Over. If less than 196 mixed factors was scored inside the recreation, the sport may have gone Beneath. On complete factors at most sportsbooks, the moment once more, the chances are 11/10.

The loser pays much more as opposed to sportsbook pays for the winner could be the net profit the sportsbook would make. This can be known as the juice. When seeking a sports gambling web-site it is best to look for a tiny juice.
A line motion in almost any course indicates which group the people are betting additional on. Sports activities gambling web sites will move the line in either direction to try and entice a bettor to bet to the facet that is definitely required to even out the quantity wagered on each sides of the sport. This is way the sportsbook makes its income to the juice and usually do not let movements in the line affect your betting. You do not want to location your wagers having a sportsbook that does not move its line, because you?d then be dealing with a sportsbook that is certainly gambling and that is certainly very poor revenue management by that sportsbook. The sports activities gambling sites at SportsGambling4Fun are a few of the best sports gambling sites to location a basketball wager with.

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Source: http://all-articles-directory.com/basketball-sports-gambling-strategy-2/

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Tuesday, August 7, 2012

Relaxing And Revitalizing Your House With These Ideas | Contacts ...

From that outdoor patio inside the back yard for the home window seat from the living room, there are numerous varieties of redesigning tasks homeowners endeavor to battle daily. While a large number of tasks end up effective, some people certainly nibble away from greater than they may chew. Read through these guidelines so that you will don?t become ?many people.?

Scraping color from cabinets might not look like a practical job for home remodeling, in fact it is amongst the least complicated, most affordable strategies to improve your home. It could be cumbersome stripping levels of fresh paint however the completed product or service will over make it worth the cost.

Stay protected by constructing to code. Should you secure the required allows ahead of the beginning of design you will get satisfaction down the line. If you opt to promote your home down the road you could be necessary to make known regardless of whether your redesign is manufactured to program code. In addition, it handles you against sloppy job by building contractors. For those who have an allow, an inspector is likely to make frequent trips to make certain the project has been done right.

In no way set up low-operable home windows during the home improvement effort. Apart from image home windows or huge, exotic glazing, each common-size home window must be capable of opening. No matter what climate, for each and every residence there will be occasions of the season and times during the day when cracking the window wide open is the perfect type of air-con.

When attending to redecorating on any house, remember that whilst customizing a room for your own person style is excellent, the cost may not actually be recouped during the time of reselling. Costly wallpapers or tiles that fit your flavor might be looked at for getting rid of by the following purchaser and for that reason the fee is definitely not healed.

To bring down energy fees, consider adding some small luminescent lighting fixtures under your cabinetry. These lighting eat a lot less power than your expense light-weight and will cast a shining light around the kitchen counter area that is great for preparing food or illuminating a richly tinted counter or ornamental rear splash place.

Before starting experiencing your yard this season it may be beneficial to evaluate the health of your outdoor patio. Search for rotting timber or pockets and maintenance or change the situation regions. You will end up ready for the summer months which will save you time and expense in the long run.

Should you commonly read in bed, take into account putting in a wall surface-installed golf swing-left arm or accommodating-throat illumination fixture from the bedroom. Contrary to over head lighting or bedside lights, these lighting can be easily adjusted to provide only enough lighting for reading without having maintaining your mattress partner alert having a tough radiance. This may also enable you to stop eyesight stress from studying in dim gentle.

If you are looking into a new task for your own home which helps save you money in the long run and reduces the volume of h2o which you spend, consider grey h2o for your house. Greyish normal water will be the normal water which you have already utilized after, say, in your shower, or maybe your kitchen sinks. The greyish drinking water is going to be transported in separate piping of your stuff clean water, and pumped into the lavatories, and can also be employed in your outfits washer.

If you have a little, cramped cooking area make sure to pick lighting tinted kitchen cabinetry. Should you go along with dark cabinetry, it is going to create your home appear even smaller. Picking a gentle colour, can in reality increase your sense of place making your kitchen area appear hotter.

Cover your water heater within an heat retaining material kit to enhance vitality utilization and efficiency. Packages are around for any sizing or design hot water heater along with the cost savings made from improved productivity quickly offsets the expense of the insulating package. Water heater installment packages may also be simple to put in, causeing this to be a basic try it for yourself home remodeling undertaking.

Now, needless to say, not everyone out there is attempting to market their house. Many people just want to make improvements to alter issues about. Everywhere you fall in the house advancement range, remember to read this write-up directly as well as to begin using these recommendations to be of assistance. They simply may possibly help you get from a jam.

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Source: http://blog.1stfind.com/?p=362646&utm_source=rss&utm_medium=rss&utm_campaign=relaxing-and-revitalizing-your-house-with-these-ideas

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  • Darryl Lorenzo Wellington Lets end the nuclear experiment as we mark anniversary of bombings

    Deseret News - Sunday 5th August, 2012

    To these numbers should be added the plight of the Hibakusha: survivors of the nuclear bombings. The Hibakusha, who suffered lifelong diseases, including cancer, have been unwavering in their demand ...

  • Advancing the rights of persons with disabilities globally strengthens America

    Deseret News - Sunday 5th August, 2012

    It was an exceptional group I joined during World War II, which no one joins by personal choice. It is a group that neither respects nor discriminates by age, sex, wealth, education, skin color, ...

  • Letter Good citizens who really are every-day heroes

    Deseret News - Sunday 5th August, 2012

    We were fortunate to attend Bountiful's Pioneer Parade on July 20. It had a wonderful family friendly atmosphere. One of the entrants was drawn by a team of horses who chose to relieve ...

  • Letter We did build our businesses

    Deseret News - Sunday 5th August, 2012

    President Obama's statement, "If you've got a business, you didn't build that," is further evidence that, to him, the federal government is a magical make-believe land where ...

  • Letter Bias against Mitt Romney in the press

    Deseret News - Sunday 5th August, 2012

    Republican presidential candidate, former Massachusetts Gov. Mitt Romney meets with British Prime Minister David Cameron at 10 Downing Street?in London, Thursday, July 26, ...

  • Letter Harry Reid descends to lowest form of politics

    Deseret News - Sunday 5th August, 2012

    In this May 22, 2012, photo, Senate Majority Leader Harry Reid, D-Nev., speaks to reporters at the Capitol following a political strategy meeting, in ...

  • Letter The literacy gap Not many books cater to boys

    Deseret News - Sunday 5th August, 2012

    In response to Mercedes White's article entitled, "Reading Boys," I too express concern for the gap in boys' literacy skills and wish that this was not so (July 28). I understand ...

  • My view Sally Rides death inspires us to do more about pancreatic cancer

    Deseret News - Sunday 5th August, 2012

    I was deeply saddened to hear about the passing of Sally Ride, the first American woman in space, who lost her 17-month battle with pancreatic ...

  • Letter Arguments on both sides of issue to create Millcreek City

    Deseret News - Sunday 5th August, 2012

    In response to the recent My View op-ed in favor of creating Millcreek City signed by Anna Clare Shepherd and others ("Millcreek should become its own city," July 31), I would like to ...

  • Andrew Morriss The EPA foolishly seeks to destroy nations coal industry

    Deseret News - Sunday 5th August, 2012

    TUSCALOOSA, Ala. ? The U.S. Energy Information Administration estimates the share of U.S. electricity generated from coal will fall from 42 percent in 2011 to 36.8 percent in ...

  • Op-Ed Columnist Mr. Negative vs. Mr. Complacent

    International Herald Tribune - Sunday 5th August, 2012

    DURING the dog days of last summer's debt ceiling negotiations, with Washington gridlocked and the president's approval ratings slumping, a narrative coalesced among disappointed liberals. President ...

  • Opinion Raising Successful Children

    International Herald Tribune - Sunday 5th August, 2012

    PHRASES like "tiger mom" and "helicopter parent" have made their way into everyday language. But does overparenting hurt, or help? While parents who are clearly and embarrassingly ...

  • Source: http://www.uzbekistannews.net/index.php?sid/208045856/scat/45d771c7290844e9

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    Source: http://feeds.salon.com/salon/index

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    Monday, August 6, 2012

    Sony Xperia P Receiving Android 4.0 ICS Update in Late August

    Japanese company Sony Mobile has been a bit slow with the hotly anticipated Android 4.0 Ice Cream Sandwich update for its 2011 Xperia smartphones.

    Today, the company has announced the upcoming availability of the long-awaited upgrade for one of its newer handsets, the Xperia P.

    The information has been recently confirmed by Sony Mobile India and published on its official Facebook account.

    According to the company, Android 4.0 Ice Cream Sandwich for Sony Xperia P is expected to arrive on August 19: ?You're going to love this! ICS Upgrade for Xperia P will be here between 19th and 25th August 2012.?

    So far, we?ve been unable to learn if the update will be pushed only in India, or Sony will make the upgrade file available on its support site for all Xperia P owners to download it.

    There?s also a chance that Android 4.0 ICS for Sony Xperia P will be pushed OTA (over the air), in waves, so not all owners will get it simultaneously.

    In the same piece of news, we expect Sony Mobile to offer Android 4.0 ICS updates for additional Xperia smartphones, including Xperia U and Xperia sola.

    Unfortunately, we don?t have any timeframes for the updates, but we can safely assume that these will be available soon after Xperia P receives the promised Ice Cream Sandwich upgrade.

    Sony Xperia P hit shelves back in May with Android 2.3 Gingerbread operating system, but the Japanese company confirmed that an Ice Cream Sandwich upgrade would be available in the following months.

    Although the Xperia P will receive the promised update eventually, Google has already released the next version of Android, Jelly Bean.

    Obviously, this might be just a preliminary step to a future Android 4.1 upgrade, though Sony has yet to announce any Jelly Bean update plans. Stay tuned for more info on the subject.

    Source: http://news.softpedia.com/news/Sony-Xperia-P-Receiving-Android-4-0-ICS-Update-in-Late-August-285226.shtml

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    Target Date Funds ? A Look under the Hood | The Chicago ...

    The Pension Protection Act of 2006 made Target Date Funds the default investment option of choice in many 401(k)

    plans.? As of March, nearly 25% of all 401(k) participants invest solely in TDFs representing a 6 fold increase in six years according to Vanguard via research for plans they manage.? Vanguard goes on to say that 64% of new plan participants entering a plan for the first time contributed 100% to a single TDF.

    When you invest in a Target Date Fund, where is your money going?? Here is a comparison of the TDF series offered by the ?Big 3? Vanguard, Fidelity, and T. Rowe Price who control about 80% of the Target Date Fund assets.

    Fund Basics

    Fidelity

    T. Rowe Price

    Vanguard

    Number of underlying mutual funds

    23

    19

    5

    Glide Path end age

    80

    95

    72

    Active/passive focus

    Active (89%)

    Active (85%)

    Passive (97%)

    Expense ratio-avg.

    0.64%

    0.70%

    0.18%

    Information via Lipper and Morningstar

    Looking at some of the basics from the chart above:

    • All three families are funds of funds comprised exclusively of their own mutual funds.
      • Fidelity and T. Rowe Price both use a higher number of undying funds as compared to Vanguard.
      • Vanguard?s funds are lower cost due to their focus on passively managed index funds.
    • Vanguard and T. Rowe Price use the same underlying funds that are generally available to investors.? Fidelity has moved in large part to the use of their Series funds, a group of institutionally managed funds designed for use only in their Target Date Funds.
    • Glide path refers to the leveling out of the allocation to equities in the funds as shareholders move into retirement.? All three funds are ?through? retirement rather than ?to? retirement.? In the latter case the glide path would level off around age 65.
    • T. Rowe Price has among the longest glide paths of all TDF families.? As you can see above, Fidelity and Vanguard level off a bit earlier.? A point about the glide path.? The fund companies assume that you will hold the TDFs through retirement and perhaps until death.? You might or might not do this, if you don?t the glide path does not make as much difference.

    A look at the asset classes used by each TDF family shows some additional differences

    Asset Class Summary

    Fidelity

    T. Rowe Price

    Vanguard

    U.S. Large Cap

    X

    X

    X

    U. S. Mid Cap

    X

    X

    X

    U.S. Small Cap

    X

    X

    X

    International Equity

    X

    X

    X

    Emerging Markets Equity

    X

    X

    X

    U.S. Fixed Income

    X

    X

    X

    U.S. TIPs

    X

    X

    X

    High Yield Fixed Inc.

    X

    X

    International Fixed Income

    X

    Emerging Mkts Debt

    X

    X

    REITs

    X

    X

    Commodities

    X

    X

    Source:? Lipper?

    As you can see from the chart above, Fidelity and T. Rowe Price have ventured into a number of non-core asset classes.? The allocations to any of these asset classes of course vary based on the allocation of the particular TDF.

    Vanguard has chosen to take the approach of building their asset allocation models across the various target dates using a simpler approach with just five funds across seven asset classes.

    According to Morningstar both T. Rowe Price and Vanguard are ranked ?Top.?? Morningstar uses a five rank system.? Fidelity?s Freedom Funds are ranked as ?Average? the middle ranking.? This is as of June 30, 2012.

    Target Date Funds are a staple in 401(k) and similar retirement plans.? As mentioned above they are frequently used as the default option for participants who don?t specify an investment choice.

    As far as choosing which family of TDFs to use, you generally won?t have a choice in your 401(k).? Understand, however, that TDFs can generally be used outside of retirement plans.? For example all of the ?Big 3? actively court rollovers from the retirement plans they manage for participants who are leaving the plan for whatever reason.

    Besides the fund of proprietary funds approach used by these three families, there are Target Date Funds out there using ETFs and other vehicles as the underlying investments.

    Should you go the Target Date route?? Here are a few factors to consider:

    • Are you comfortable allocating your retirement account from among the other options available in the plan?
    • Are there advice options available to you via your retirement plan?? These might include online options; in-person individualized sessions; or managed account options.
    • Do you work with a financial advisor on your accounts outside of the plan?? If so the advisor might be in a position to provide advice on your 401(k) account.? In any event these assets should be considered by your advisor in the course of the advice they provide to you.

    If you decide that the Target Date Fund route is the best route for your situation, here are a few things to consider:

    • Pick the fund that best fits your unique situation; this may or may not be the fund with the target date closest to your anticipated retirement date.
    • Target Date Funds are not a ?set it and forget it? option.? There, in my opinion, is no such investing option for your 401(k) or any other account.? You need to monitor your TDF choice and understand how your money is being invested.? Fund companies can change managers, investment philosophies, etc.? You are responsible for your retirement and need to stay on top of it.
    • The use of a TDF does not guarantee retirement savings success.? The biggest determinant here is the amount saved during your working life.? Make sure that you are maximizing the amount you are able to contribute to your plan.
    • TDFs do not lower investment risk; this is a function of how the fund is allocated and the skill of the investment manager.? Just ask holders of many 2010 dated funds back in 2008.
    • You need to understand how the allocation of the TDF you choose will fit with your other investments, whether other funds in the 401(k) or your outside accounts such as IRAs and taxable brokerage accounts.

    While I?m not a huge fan of Target Date Funds, they can be a sound alternative for many 401(k) investors.? Make sure you have researched this and all options available via your 401(k) plan to determine if this is truly the best option for you.

    If you have a choice of Target Date Fund families remember to look ?under the hood? of each because there are differences in approach, the types of underlying investments, and costs.? There are also differences in the allocation and risk of funds from difference families with the same target date.

    Please feel free to contact me with any questions you may have about your 401(k) plan or with regard to your overall financial planning needs.

    ?

    Photo credit: ?Wikipedia

    ?

    Source: http://thechicagofinancialplanner.com/2012/08/06/target-date-funds-a-look-under-the-hood/

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